top of page

Terms & Conditions

Last Updated: June 2026

Welcome to www.documentsbymr.com (the "Website"). This Website is owned and operated by Mr. Documents LLC ("Company", "we", "us", or "our"). By accessing or using our Website, purchasing our educational consultations, or utilizing our document preparation services, you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to all of these Terms, do not use this Website or our services.

1. No Legal or Financial Advice Disclaimer

Mr. Documents LLC is a professional document preparation and educational consulting service. We are not attorneys, a law firm, or a credit repair organization.

  • No Attorney-Client Relationship: The information provided on this Website, during strategy sessions, or within drafted documents is for informational and educational purposes only and does not constitute legal advice. No attorney-client relationship is created by using our Website or purchasing our services.

  • Consult Counsel: If you require legal advice or legal representation in a court of law, you must consult with a licensed attorney in your jurisdiction.

  • No Credit Repair Services: We do not offer traditional credit repair services, nor do we promise or guarantee a specific credit score increase or outcome.

2. Services Provided

We offer educational consultations (e.g., FDCPA Debt Defense Strategy, FCRA Credit Rights Audit) and custom consumer rights document preparation.

  • User Responsibility: You are solely responsible for the accuracy of all information, accounts, and dates you provide to us for document preparation. Mr. Documents LLC is not liable for errors resulting from inaccurate or incomplete information provided by the client.

  • Filing and Mailing: Unless explicitly stated otherwise in writing, the client is solely responsible for printing, signing, and mailing all prepared documents to the appropriate third parties (credit bureaus, debt collectors, etc.) via their chosen method.

3. Payment and Refund Policy

  • Fees: Prices for our services are specified on our Website and are subject to change without notice. Payments must be made in full prior to scheduling a consultation or initiating document preparation.

  • Cancellations & Rescheduling: Consultations must be rescheduled or canceled at least 24 hours in advance. Failure to do so may result in a forfeiture of the session fee.

  • Refunds: Due to the custom, time-intensive nature of document preparation and consulting services, all sales are final once work has commenced or a consultation has been completed.

4. Intellectual Property

All content on this Website, including text, graphics, logos, button icons, images, and digital downloads, is the property of Mr. Documents LLC and is protected by United States and international copyright laws. You may not copy, reproduce, or resell any materials provided to you during your services for commercial purposes.

5. Limitation of Liability

To the maximum extent permitted by law, Mr. Documents LLC, its owners, and its employees shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your use of our Website, your self-advocacy efforts, or the outcome of any disputes you submit to debt collectors or credit bureaus. We do not guarantee that third parties will comply with your demands or requests.

6. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Michigan, without regard to its conflict of law provisions. Any legal action or proceeding arising under these Terms shall be brought exclusively in the courts located in Michigan.

7. Changes to Terms

We reserve the right to modify these Terms at any time. Any changes will be posted on this page with an updated "Last Updated" date. Your continued use of the Website after changes are posted constitutes your acceptance of the new Terms.

8. Contact Information

If you have any questions about these Terms, please contact us at:

9. Appointment & Meeting Policy

For all scheduled consultations, meetings, or sessions conducted by Mr. Documents LLC, the following policies apply:

 

  • Clients must join their scheduled Zoom, phone, or virtual meeting on time.

  • A no-show exceeding 10 minutes after the scheduled start time will result in automatic cancellation of the meeting.

  • No refunds will be issued for missed or canceled appointments due to lateness or non-attendance.

  • Rescheduling must be requested at least 30 minutes before the meeting time.
    Any request submitted after this window will not be honored, and the client must submit a new payment to book another session.

  • By scheduling a meeting, the client acknowledges and agrees to these terms.

Have a Question? Text Our Team

We operate a dedicated, secure text line to give our clients fast answers without the hassle of hold times.

💬 Text your message to: 586-353-8258

Please include your name and a brief description of the debt collection or credit report issue you are facing. A consumer advocate will respond shortly.

 

By text messaging us, you agree to our SMS Privacy Policy. Message and data rates may apply. Reply STOP to opt-out.

Hours of Operation:

 

  1. Document needs Monday - Thursday 7p - 9p, Friday 7p - 8p EST.

  2. Saturday for consultations 11am - 3pm, for documents 10am - 11am and 3pm - 6pm EST

  3. Sunday - CLOSED

© 2035 by Mr. Documents. Powered and secured by Wix 

Disclaimer: Mr. Documents LLC helps consumers learn about and protect their consumer rights and provides document preparation services. We are NOT a law firm and DO NOT provide legal advice or credit repair services. All services are for educational and clerical purposes at the direction of the consumer.

14E4AC38-ABBF-4A2A-A7E1-573155DC8541.png
bottom of page